The programmable treasury for global business
Multi-currency accounts, corporate cards, AI-powered operations, and self-custodial wallets — unified.
Annual yield
$12,224
•••• •••• •••• 4242
Cardholder
Engineering Team
Expires
12/27
+$30,000 received
Client Invoice #1042
$97,420
+2.3% 24h
accounts
Your multi-currency accounts & wallets
USDC Wallet
+2.4%$284,120
Solana
USDT Wallet
+1.1%$96,440
Ethereum
FX Swap
From
5,000 USDC
To
≈ 4,610 USDT
Platform
Everything your finance team needs
One platform replacing your bank, expense tool, AP/AR software, and accounting integration.
Multi-currency accounts & wallets
Named USD, EUR, and stablecoin accounts. Move money globally via ACH, SEPA, Wire, SWIFT, or on-chain rails.
Virtual Card
•••• 4242
Limit
$10,000
Corporate cards & spend controls
Issue virtual cards instantly. Set per-team limits, auto-capture receipts, and freeze any card in one click.
Net cashflow
+$17,600
QuickBooks
Synced ✓
AP/AR control center
Schedule payables, track receivables, and sync a unified fiat + crypto ledger to QuickBooks or Xero automatically.
Invoice #1044 overdue
AI agent triggered
Reminder sent
Payment received
Self-driving AI agents
Rules-based agents that execute payments, chase invoices, and track burn rate so your treasury runs on autopilot.
Self-custodial security
Your keys, your funds. Built on Squads smart accounts securing $10B+. Rules enforced by contract, not UI.
Fiat ↔ stablecoin FX · No intermediaries
150+ country coverage
Support for global startups, cross-border merchants, and stablecoin-native businesses operating anywhere.
Who it's for
Built for businesses on the frontier
Whether you're a 2-person startup or a 200-person distributed company, Vamos AI scales with you.
Global Startups
Open accounts, pay contractors, and manage burn rate across borders without waiting weeks for a business bank account.
E-commerce & Merchants
Accept payments in any currency and settle instantly via stablecoin or fiat rails. No FX surprises or delayed settlements.
Digital Agencies
Issue cards to remote teams, automate client invoicing, and sync every transaction to your accounting software automatically.
Stablecoin-Native Businesses
A self-custodial treasury that speaks both DeFi and traditional banking. Move between on-chain and off-chain with one click.
Lean Finance Teams
Let AI agents handle repetitive AP/AR work so your small team can focus on strategy, not chasing invoices.
Solo Operators
Get a real business account with a corporate card in minutes. Send and receive payments anywhere in the world.
AI Agents
Your finance team,
on autopilot
Vamos AI agents run continuously — executing payments, chasing invoices, monitoring FX rates, and keeping your runway fresh.
Rule-based payments
Set conditions once. Agents execute vendor payments the moment criteria are met.
Invoice automation
Agents detect overdue AR and send follow-ups, escalating automatically.
Runway & burn tracking
Real-time spend analysis so you always know how many months of runway remain.
Paid AWS invoice
Auto-scheduled · $12,400
Sent invoice reminder
Acme Corp · $30,000 overdue
Updating burn rate
Recalculating runway...
Payroll batch — Friday
18 contractors · $84,200
FX conversion on threshold
EUR → USD when rate > 1.09
Agents run 24/7 · All actions logged & reversible
Security
Your money. Your keys. Your rules.
Traditional fintech holds your money. We don't. Vamos AI is built on self-custodial infrastructure where math, not promises, guarantees your security.
Zero Custody Risk
Vamos AI never holds your funds. All balances live in self-custodial wallets controlled by your cryptographic keys — not ours.
Smart Account Infrastructure
Built on Squads smart account technology — the same infrastructure that currently secures over $10 billion in assets.
Programmable Rules
Spend limits, MFA, and transaction policies enforced by smart contract code — not just UI suggestions that can be bypassed.
Multi-Party Approvals
High-value transactions require sign-off from the right stakeholders before any funds move. Fully configurable workflows.
Pricing
Simple, transparent pricing
Start free. No hidden fees. Scale as your business grows.
Starter
For solo operators and early-stage startups.
Get started free- 1 USD + 1 EUR account
- Up to 3 virtual cards
- ACH & SEPA payments
- Basic AP/AR dashboard
- Email support
Growth
For scaling teams that need automation and multi-currency.
Start free trial- Everything in Starter
- Unlimited virtual + 5 physical cards
- SWIFT & stablecoin rails
- AI Agents
- Accounting integrations
- 3.25% APY on balances
- Priority support
Enterprise
For large teams with complex treasury needs.
Talk to sales- Everything in Growth
- Unlimited physical cards globally
- Custom approval workflows
- Dedicated account manager
- SLA guarantees
- Custom integrations
Get early access
Ready to upgrade your treasury?
Join global businesses moving to a programmable, self-custodial platform. Free to start, no credit card required.